Deposits

Checking

The Farmers State Bank of Wathena Kansas offers several types of checking accounts. Browse through the options below and if you would like more information, including current rates, feel free to contact us at 785-989-4431 or visit our office. Disclosures are available on all of our deposit accounts.

Personal or Commercial

• $100 Opening deposit
• $2.00 monthly service charge + $.15 per debit if minimum balance falls below $500 on any day of the month
• Fees waived if maintain minimum balance of $500
• Monthly statement detailing activity
• Unlimited check writing

Senior Checking- For Our Customers 60 Years and Over!

• $100 opening deposit
• $1.25 monthly service charge + $.15 per debit if minimum balance falls below $200 on any day of the month
• Fees waived if maintain minimum balance of $200
• Monthly statement detailing activity
• Unlimited check writing

NOW Account Checking

• $750 opening deposit
• $6.00 monthly service charge + $.15 per debit if minimum balance falls below $750 on any day of the month
• Interest bearing, compounded and credited monthly; click here for current rates
• Unlimited check writing
• Monthly statement detailing activity

Super NOW Account

• $2500 opening deposit
• $6.00 monthly service charge + $.15 per debit if minimum balance falls below $2500 on any day of the month
• Interest bearing, compounded and credited monthly; click here for current rates
• Unlimited check writing
• Monthly statement detailing activity

Health Savings Account

• $100 opening deposit
• Account for individuals with a high deductible health plan
• Interest bearing, compounded and credited monthly; click here for current rates
• Tax-free withdrawals for qualified medical expenses
• Easy access to your funds via check or Visa debit card
• We recommend you consult with your benefits plan administrator to be certain you are eligible

Money Market Account

• $2500 opening deposit
• Six withdrawals allowed per month, excess debit fees may apply
• Interest bearing checking, compounded and credited monthly; click here for current rates
• Monthly statement detailing activity